One of America's top real estate authorities explains the inside secrets of the mortgage business

Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won't be one of them with Gary Eldred's 106 Mortgage Secrets All Homebuyers Must Learn-But Lenders Don't Tell.

Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you'll have the confidence and the knowledge to:

• Increase your borrowing power
• Get the lowest interest rate
• Understand ARMs
• Cut the cost of mortgage insurance
• Save big with seller financing, foreclosures, and REOs
• Perfect your credit profile
• Avoid getting taken by the fine print
• Get maximum return on your home investment

There's no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know-especially the 106 secrets lenders don't want to reveal.