Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”There IS hope, and help is here at last!In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.The Start Late, Finish Rich promise is bold and clear:Even if you are buried in debt – there is still hope.You can get rich in real estate – by starting small.Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.You can start a business on the side – while you keep your old job and continue earning a paycheck.You can spend less, save more and make more – and it doesn’t have to hurt.David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.

BusinessWeek Best-Seller List - Hardcover, March 2005
BusinessWeek Best-Seller List - Hardcover, May 2005

The Finish Rich Workbook : Creating a Personalized Plan for a Richer Future by Bach David
The Automatic Millionaire : A Powerful One-Step Plan to Live and Finish Rich by Bach, David
The Automatic Millionaire Workbook : A Personalized Plan to Live and Finish Rich. . . Automatically by Bach, David
Smart Couples Finish Rich : 9 Steps to Creating a Rich Future for You and Your Partner by Bach, David

Some Good Advice; Some Unhelpful Advice
I have read the other reviews here; most give you a good idea of the subject of the book, so I won't add to that. I have not read Bach's other books, so I cannot compare to those. The book starts hopeful since most of us can see places where we can spend less - in other words, these things are doable. But the section on real estate was a real downer to the uplifting other parts of the book. This book was written before the current economic downturn. He writes "how easy it is to get a mortgage for $850,000 with no money down". I laughed at this part since this is part of the action that led to the economic downturn. But aside from that, he wrote only about positive, successful experiences with real estate, giving people the impression that it's really easy to have these types of experiences. He wrote about buying foreclosures and selling them for more like it's something you can do "just like that" and with no risk. He did not talk at all about the risks that come with buying real estate. For example, some reality here; I live in Denver. Before the economic downturn I went to a seminar on foreclosures. Yes, you can make money with this, but the instructor was clear; many foreclosures in Denver were methamphetamine labs, and whether you want to or not, you need to get them professionally cleaned and have documentation of this or buyers won't buy. How much does this cost and how many other expenses come with this type of purchase? Bach writes like you will never have any of your properties vacant and will have a constant stream of income. I suspect we could find many property owners who will vouch that this was not their experience. Also, the increases in property value that Bach owned and sold were tremendous, but this doesn't happen to all of us. I purchased a home 5 years ago in Denver for $223,000. It might sell for $230,000 now; with the commission paid to a broker, I wouldn't break even. My purpose for telling you this is investing in real estate doesn't appeal to me much. The potential to lose isn't attractive; if you're going to be smart and do this, you need to have enough money saved to take care of the times when your property is vacant and enough money saved for if property values go down instead of up; but Bach does not address this.